Three 2006 .. Choose Your Yoga Style ..

Do you want to gain flexibility and promote relaxation?
Hatha yoga integrates postures with regulated breathing and meditation.

Are you looking for a challenging workout that will help you build strength and balance?
Ashtanga involves a progressive series of poses to purify muscles and organs.
Do you like to break a sweat?
Bikram yoga is practiced in a room heated past 100° F and consists of a series of 26 poses designed to warm and stretch the muscles.
Do you want to tap into your vital inner energy?
Kundalini uses postures and breathing to energize the body, strengthen the immune system and increase energy.
Are you looking for a high-energy, rigorous workout?
Power yoga will help you build stamina and gain energy and vitality while increasing strength and flexibility.
Do you pay great attention to details?
Iyengar emphasizes precise alignment, holding and perfection for each pose.

Two 2006 .. Individual Retirement Acount ..

An Individual Retirement Account (IRA) is a brokerage account that allows earnings to compound over time on either a federally tax-free or tax-deferred basis. Investments in tax-advantaged accounts can compound more quickly than those in taxable accounts.

The biggest difference between the Traditional and Roth IRA is the way the U.S. Government treats the taxes. If you earn $50,000 a year and put $2,000 in a traditional IRA, you will be able to deduct the contribution from your income taxes (meaning you will only have to pay tax on $48,000 in income to the IRS). At 59 1/2, you may begin withdrawing funds but will be forced to pay taxes on all of the capital gains, interest, dividends, etc., that were earned over the past years.

On the other hand, if you put the same $2,000 in a Roth IRA, you would not receive the income tax deduction. If you needed the money in the account, you could withdraw the principal at any time (although you will pay penalties if you withdraw any of the earnings your money has made). When you reached retirement age, you would be able to withdraw all of the money 100% tax free. The Roth IRA is going to make more sense in most situations. Unfortunately, not everyone qualifies for a Roth IRA. A personal filing their taxes as single can not make over $95,000. Married couples are better off, with a maximum income of $150,000 yearly. (http://beginnersinvest.about.com/cs/iras/f/tradvsrothira.htm)

Roth IRA Advantages
  • Tax-free earnings: If the account is at least five years old and you are at least 59 1/2, you may withdraw your earnings without owing any federal income tax. You can withdraw contributions free of fedral income tax at any time.
  • Multiple uses: As with a traditional IRA, you are allowed to take the same special purpose withdrawals from a Roth IRA under specific
    conditions. Although these withdrawals are penalty free, you may owe income tax on earnings.
  • No required minimum distributions: You are not required to take money out of your Roth IRA at any age.
  • No income tax for your beneficiaries: Your beneficiaries will not have to pay income tax on the earnings in your account if it is at least five years old. However, estate tax still may apply.

One 2006 ..  Pampering yourself - Spa At Home ..

SKIN TREATMENTS  
Papaya Enzyme
Mask

What you need: 2 papayas

Benefits: Papayas are rich in enzymes

Directions: Whip and apply to your face. Let dry and rise with warm water.

Results: Glowing Skin

Cucumber Eye
Nourishment

What you need: 1 cucumber

Benefits: Cucumbers are hydrating, nourishing and astringent properties

Directions: Cut 2 slices and place over your eyes for 15 minutes.

Results: Reduced puffiness
HAIR TREATMENTS  
Honey
Moisturizer

What you need: 1 cup of honey

Benefits: Honey is rich in protein, amino acids, essential nutrients and vitamins

Directions: Massage into wet hair and leave for 25 minutes.

Results: Added moisture, body and shine
Avocado
Reconstructor

What you need: 2 - 3 ripe avocados

Benefits: Avocados contain essential fatty acids and beneficial nutrients

Directions: Mash to a creamy pulp and apply to your hair. Let sit for 10 minutes and rinse with warm water.

Results: Protein-enriched, soft and nourished hair.

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